Monday, October 18, 2010

Do Hard Money Lenders Georgia - provides you the absolute opportunity to do Fix and Flip Real Estate Investments

Do Hard Money Lenders Georgia always keeps itself up to highly professional standards of hard money investing in USA. What we believe is to gain new heights in our professional presence by sharing our wealth with real estate investors in terms of funding as well as experience with our existing and prospective clients.

Only about 10 years ago banks were willing to do financing and they actually finance as many properties as you will be able to purchase but you have to get what is called subprime loan. Subprime loan means the loan was typically for people who have bad credits but if you had good credit subprime lenders would actually do loans for you more than traditional lenders or paper lenders would do. One of things you can find out; one of the niches that were out there is that subprime lenders would allow a paper borrowers to actually do loans on non-owner occupied or rental properties.

In the old days about 5-10 years ago the subprime lenders if you have good credit would lend you money on a non-owner occupied and they would do that. When it comes to fix and flip lending, one of the important things is to decide what type of financing you really need. So there are few things to be aware of; some people think that they are going to do a fix and flip loan. They will just go down to bank because they have good credit and they will actually get a loan. There is a problem that banks don’t like short-term loans. It takes a couple of years for a bank to recoup their investment into the loan to actually make their money

So if you go down to the bank even if you could qualify for a loan with a bank, which is the first hurdle, the bank gives you that loan if you fix up a property and resell that property and pay off their loan in six months or less. The banks are going to be kind of test off about that and in most cases it is going to hurt your credit scores because you took out a long term financing, 30-year financing, and you paid it off in a short period of time.

So when it comes to fix and flip loans I think your best choice t is going to consult hard money lenders. Hard money lenders are basically designed to do short-term financing for real estate investors and basically they lend based upon the assets regardless of your credit as long as you don’t have any judgments and you are not wanted by the IRS or FBI type situation. Then you are going to be able to get a loan as long as the value of the property is good enough. So it is an asset based Hard Money Loans offer by Hard Money Lenders Georgia which are basically granted upon the value of the property and Do Hard Money Lenders Georgia is the best in such loans. It is not going to hurt your credit scores. Most hard money lenders don’t report the credit unless they have to go into a collection situation. Secondly you are not going to have to go through rigermoral paperwork and get your blood pricked and go through a long drawn out process like a bank could have you do.

Hard Money Lenders Georgia owes - you to get the best deal of the town

Hard Money Lenders Georgia always keeps itself up to highly professional standards of hard money investing in Georgia. What we believe is to gain new heights in our professional presence by sharing our wealth with real estate investors in terms of funding with our existing and prospective clients.

We have a lot of information about things we are seeing in the current fix and flip market of Georgia. And in that perspective there is couple of things that I think real estate investors need to know about Hard Money Lenders in Georgia. The first and foremost thing is that we see so many people bringing potential investment opportunities for us to fund and they are not having good deals in reality. On average we are seeing that most real estate investors in Georgia are actually purchasing properties at full retail value. What the property is really worthy once it is fixed up? We are finding that a lot of real estate investors in Georgia are 30% overvalue as to meaning what a property is worth, 30%.

We are seeing that most investors are buying a property for 30% more than what they should be. So it just tells you that real estate investors in Georgia need to be looking for better deals. There is lots of Hard Money Lenders in Georgia who are seeing a deal that are not much worthwhile for both investors and hard money lenders and that is just the bottom line. So it is important to know how to evaluate good deals and for that you need to look at actives and sold ones. You got to look at lowest actives and lowest solds in fixed up condition. If you look at lowest actives and lowest sold ones in fixed up condition you are going to find a good deal. We know it is exciting when you find the deal and you think that deal could make you a lot of money but in fact that we are seeing the Hard Money Lenders in Georgia are people offering 30% more in getting properties under contract, 30% more than what they are really worth which means you are not going to make any money on that.

So Hard money lenders in Georgia want you to know two things today; number one is buying the property right. Most people are paying 30% too much to the property so be careful with that. How to establish what the property is worth, look at your actives, sold ones, fixed up, lowest actives, lowest solds in the immediate area fixed up that is what your property is going to sell for and lastly it is important not to fall in love with these properties. You got to look at it as an investment, don’t overlook comparables.

Hard Money Lenders Georgia - Offer Instant Property Loans for Valuable Property(S)

Being into real estate investments as a hard money lender I found that there are so many real estate investors that are running so many hypothetical situations with different property(s). But as a matter of fact these imaginary situations are never going to get you real money. You might have a great plan for investment properties in a certain county, neighborhood, or street, but no one is going to be interested in committing Property Loans until you can plug a real property into the scheme and propose a real concrete deal. If you provide a lender with hypothetical analyses, the best he can give you is some talk about hypothetical money. If you really want to make money as a real estate investor, then go find properties, indeed you need to find good deals, and put good deals under contract. Once you find good deals, finding a Property Loan is the simple part. We have seen brilliant investors who suffer from “analysis paralysis,” working up complex spreadsheets before they would make an offer or even look at a property. Bring your ideas into the real world if you want to see real money.

I know it is frustrating when a lot of lenders out there will not make any commitment for Property Loans. They won’t even let you know what counties they will lend in, what states, or what prices they are offering you. They won’t be forthcoming with any information at all. All they will tell you is just bring us the deal, and we will see. A lender should tell you what they are going to charge, what areas they are willing to service, and such other basic parameters. Do you know what type of properties they will finance? Will they do commercial loans or multi-unit properties, or will they only do single family dwellings? What price range can a property fall into, and what charges do they add on? I think that is critically important information for you to know.

If you are working with a good hard-money lender, you can get that information easily and make sure you are within their general guidelines. Good hard money lenders will post their policies, terms and conditions for Property Loans right on their web site for the world to see. This will make it easy for you not to have to waste time making phone calls and “interviewing lenders” You can get it all by the click of a mouse.

Again I am not talking about analysis paralysis. I am talking about general, overall guidelines of what to look for. I can tell you from my own personal experience, I believe that you should be looking for single-family homes in major metropolitan areas under $250K. That’s my belief because I am convinced that when you find homes that meet those guidelines, you will be able to get Property Loans on them very easily—as long as you purchase the property for the right price. So when it comes down to it, just find the deal and you will find the money.

Do Hard Money Lenders Georgia provide Property Loans in Georgia within 48 hours .We are best Hard Money Lenders in Georgia.



Hard Money Lenders Georgia- Warn investors about over paying for homes

I am going to talk today about Hard Money Lenders in Georgia. We have a lot of information about things we are seeing in the current fix and flip market of Georgia. And in that perspective there is couple of things that I think real estate investors need to know about Hard Money Lenders in Georgia. The first and foremost thing is that we see so many people bringing potential investment opportunities for us to fund and they are not having good deals in reality. On average we are seeing that most real estate investors in Georgia are actually purchasing properties at full retail value. What the property is really worthy once it is fixed up? They are not getting a good enough deal on the property. We are finding that a lot of real estate investors in Georgia are 30% overvalue as to meaning what a property is worth, 30%.


For Hard Money Lenders in Georgia we are seeing that most investors are buying a property for 30% more than what they should be. So it just tells you that real estate investors in Georgia need to be looking for better deals. There is lots of Hard Money Lenders in Georgia who are seeing a deal that are not much worthwhile for both investors and hard money lenders and that is just the bottom line. So it is important to know how to evaluate good deals and for that you need to look at actives and sold ones. You got to look at lowest actives and lowest solds in fixed up condition. If you look at lowest actives and lowest sold ones in fixed up condition you are going to find a good deal. I know it is exciting when you find the deal and you think that deal could make you a lot of money but in fact that we are seeing the Hard Money Lenders in Georgia are people offering 30% more in getting properties under contract, 30% more than what they are really worth which means you are not going to make any money on that.

Another interesting aspect which Hard Money Lenders in Georgia seeing is that real estate investors are falling in love with property. I want to give you an example. There is a borrower who came to us really excited about the property. We let him know how much we are going to be able to lend to him and it is less money what they were expecting actually. They worked something out. They got a seller take a little bit less, came in with some cash and we ended up funding the deal. Five months later they don’t have the property sold and they thought we were crazy when we told them how much the property is worth. They said there is no way the property is worth that low. It is worth so much high than what you are thinking and here they are with the property at the same price that we recommended. They are pricing down over time and they are not getting offer even at the value that we gave them because it has been on the market too long and they dropped their price and all the buyers looked at it and coming back around.

So Hard Money Lenders in Georgia want you to know two things today; number one is buying the property right. Most people are paying 30% too much to the property so be careful with that. How to establish what the property is worth, look at your actives, sold ones, fixed up, lowest actives, lowest solds in the immediate area fixed up that is whatYour property is going to sell for and lastly it is important not to fall in love with these properties. You got to look at it as an investment, don’t overlook comparables.

Hard Money Lenders Georgia


Hard Money Lenders Georgia is proudly funding up to hundred percent financing with absolutely No Down Payment and No monthly installments. Hard Money Lenders Georgia offer funding minimum in 48 hours f you are looking for 100% financing then Hard Money Lenders Georgia is waiting for your call we are Best Hard Money Lenders in Georgia.Get online hard money loans from
Do Hard Money Lenders Georgia
Phone : 800-284-0076
Fax : 888-857-6067
Web Directories